Terms and Conditions


The website to which these Terms and Conditions apply and for which BMCE Bank International Plc (“BMCE Bank International”) is responsible is (the “Website”) accessed in the United Kingdom.

Please read these Terms and Conditions carefully. These Terms and Conditions, together with the Privacy Statement, govern the relationship between BMCE Bank International and those accessing this Website. By accessing this Website and any pages thereof, you are indicating that you have read, acknowledge and agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not access this Website.

BMCE Bank International reserves the right to change these Terms and Conditions at any time without notice by updating this page. You are responsible for regularly reviewing these Terms and Conditions and your continued use of this Website constitutes agreement to all such changes.

All references in these Terms and Conditions to “BMCE Bank International” are references to BMCE Bank International Plc and any company controlled, directly or indirectly, by it. All references in these Terms and Conditions to “you”, “your”, and “yours” are references to person(s) accessing the Website.


BMCE Bank International Plc is incorporated in England and Wales at Companies House under company number 5321714. Our registered office is 26 Upper Brook Street, Mayfair, London, W1K 7QE, United Kingdom. Our VAT number is 919 4718 91.

BMCE Bank International is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Financial Services Register number is 454750.

You can contact BMCE Bank International Plc by email by clicking here or by telephone on +44 (0) 207 429 5500.


The Website has been prepared and made available for information purposes only.

The Website and the information and the material on this Website do not constitute or contain an offer, solicitation, invitation, advice or recommendation to buy or sell any securities, products, services or investment. Nothing on this Website is intended or should be construed as an offer to enter in any other kind of contractual relationship with you, except for these Terms and Conditions and Privacy Statement which govern the relationship between BMCE Bank International and you.


This Website is intended to provide general information regarding BMCE Bank International, its products and services, and other financial information which may be of interest to you. The Website does not purport to deal with any subject mentioned on it in an exhaustive manner.

Products and services are available only at the discretion of BMCE Bank International subject to completion (in the required manner) and to the contractual terms and conditions applicable to those products and services. Such products and services may be withdrawn or amended at any time without notice. The full range of products and services may not be available in all locations.

The information on the Website, including any opinions expressed on it, is not intended to and does not constitute financial, accounting, tax, legal, investment, regulatory, consulting or other professional advice or services. You should seek independent advice where appropriate.

Unless otherwise indicated, the contents of this Website are not intended for private investors and private investors should not place reliance on its contents.

BMCE Bank International reserves the right, in its sole discretion, without any obligation and without any notice, to change, correct or improve any information or materials on this Website and to suspend and/or deny access to this Website at any time for scheduled or unscheduled maintenance, upgrades, improvements or corrections. BMCE Bank International may also withdraw this Website at any time without any obligation or notice.

All information and opinions expressed herein are current as of the date of its publication and are subject to change without notice. BMCE Bank International does not undertake the obligation or the responsibility to update or amend any such information.

If the Website contains statements or information which relate to projections, plans or objectives or future economic performance, you should be aware that these projections are only predictions and that actual events or results may differ materially. Past performance of any investment or security is not necessarily an indication of future performance. Value of investments may go up as well as down.


BMCE Bank International Plc and any company or individual connected to it, including their directors and employees, may have a position or interest in any investment or service mentioned on this Website.


This Website may contain links to other websites or pages which are not under the control of BMCE Bank International and have not been reviewed or verified by BMCE Bank International. The links to other websites or pages are for information purposes only. BMCE Bank International does not accept any responsibility or liability for the content or security of the websites or pages linked to or from this Website. No endorsement or approval of any such websites or pages or of their content is expressed or implied, nor is there an endorsement or approval of any third parties that run those websites or pages, their advice, opinions, information, products or services provided on their websites or pages. Following links to or from any other websites or pages shall be at your sole risk and BMCE Bank International accepts no responsibility or liability for any direct or indirect losses (including consequential losses), damages or penalties whatsoever that may be incurred by you as a result of any linking to any location on any linked websites or pages or of defects of such websites or pages. BMCE Bank International does not accept any responsibility or liability for any consequence whatsoever caused by acting upon the contents of such websites or pages.


This Website and all its contents are protected by intellectual property rights, including copyright, which are either owned by or licensed to BMCE Bank International. Materials include, but are not limited to, the design, layout, look, appearance, sounds, graphics and documents on the Website, as well as other content such as articles, stories and other text.

“BMCE Bank International”, MediCapital” and the BMCE Bank International logo and other BMCE Bank International trademarks and service marks referred to in these Terms and Conditions and on the Website are trademarks and service marks of BMCE Bank International Plc. No permission or license is granted to use any such trade marks or service marks without the prior written consent of BMCE Bank International.

The names of other companies and third party products or services that may be mentioned on the Website may be trademarks or service marks of their respective owners and you are prohibited from using these marks for any purpose whatsoever without the written permission of such other third party which may own the marks.

You may not copy, reproduce, license, frame, distribute (via any medium whatsoever), publish, display, perform, modify, upload to create derivative works from, create derivatives works from, transmit, or in any way exploit any part of this Website, without the prior written consent of BMCE Bank International.

You may print and download materials from this Website for your personal and non-commercial use only and when doing so you agree:

- to acknowledge this Website as the source of the material and not to remove or obscure any BMCE Bank International copyright, trade mark or other notices or legends contained in any such information;

- not to modify any materials in any way; and

- not to use any graphics separately from accompanying text.


BMCE Bank International controls and maintains this Website from England. It is currently only intended for those accessing it from within the United Kingdom. This Website and its contents are not directed at any person in any jurisdiction where for any reason (including but not limited to that person’s nationality or residence) the publication or availability of this Website or any materials thereon is prohibited. Those in respect of whom such prohibitions apply must not access this Website.

BMCE Bank International makes no representation that (i) any of the materials and information on this Website, (ii) any investment services, products, instruments or securities that may be deemed to be available on this Website; or (iii) anything else on this Website, are appropriate, permitted or available for the use in other locations or jurisdictions. The distribution of the information or materials contained on this Website may be restricted or prohibited in certain jurisdictions. Those who access this Website do so on their own initiative and are therefore responsible for compliance with applicable local laws and regulations. By accessing this Website, you have agreed that you have reviewed all the legal or regulatory terms. Legal advice should be sought in cases of doubt. You may not necessarily be able to deal directly with all or any BMCE Bank International entities.


BMCE Bank International is not registered as a broker-dealer in the United States. BMCE Bank International does not offer any services of registered broker-dealer in the United States nor does it offer any services to persons in the United States.

Nothing on this Website contains or should be construed to contain any offer of investment services to any US persons.


BMCE Bank International makes no representation or warranty of any kind whatsoever, expressed or implied, regarding this Website or the information and material contained or referred to on this Website. The information and material contained on this Website is provided for information purposes only and should not be used as a basis for making investment or any other kind of business decisions. No information or materials on this Website should be relied on without first consulting the primary or more accurate or up-to-date sources of information and without seeking further advice or guidance where appropriate.

Whilst BMCE Bank International has endeavoured to ensure the accuracy of the information and materials on this Website, the Website may include technical, typographical and other errors or inaccuracies and therefore BMCE Bank International does not guarantee or give any warranty as to the accuracy, timeliness or completeness of any information or material on this Website.

The information and materials on this Website are provided “as is”, “as available” basis without warranty or representation of any kind whatsoever, either express or implied, to the fullest extent permissible pursuant to applicable law, including but not limited to warranties of merchantability, satisfactory quality or fitness for a particular purpose.

BMCE Bank International accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this Website, howsoever arising, and including any loss, damage, or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this Website, its contents or associated services or due to any unavailability of the Website or any part thereof or any contents or associated services.

BMCE Bank International does not guarantee that this Website will be compatible with all or any hardware and software used by you. BMCE Bank International does not guarantee that this Website will be available all the time or at any specific time, that access will be uninterrupted, that there will be no delays, failure, errors or omissions or loss of transmitted information. BMCE Bank International will not be liable to for any physical loss or damage to your computer as a result of your use of this Website, including any damage arising as a result of a virus. You have sole responsibility for adequate protection and back up of data and/or equipment.

BMCE Bank International does not guarantee that any e-mails from this Website will be sent to you or received by BMCE Bank International , nor does BMCE Bank International warrant the privacy and/or security of e-mails during internet transmission.

These Terms and Conditions do not exclude or attempt to exclude BMCE Bank International’s liability (if any) to you where this is not be permitted by law.


These Terms and Conditions and your use of this Website are governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales will have non-exclusive jurisdiction over any disputes in connection with or arising out of it.


If any part of these Terms and Conditions is found by any court or other competent authority to be invalid, unlawful or unenforceable then such part will be severed from the rest of the Terms and Conditions which will continue to be valid and enforceable to the fullest extent possible by law.