Executive Committee

The Executive Committee is composed of the Senior Executives of the Bank, and is chaired by the CEO. It meets twice a month to review:

• ­ business development and strategy
• ­ financial results and non-financial performance indicators
• ­ operational risk issues and compliance reports
• ­ any other relevant business issue

Credit Committee

The Credit Committee is composed of at least 6 members and meets on an ad-hoc basis. Its responsibilities are as follows:

• ­ to approve, conditionally approve or decline credit limit requests and reviews up to the Committee’s delegated authority
• ­ to review counterparty / customer internal credit risk ratings
• ­ to manage the credit risk exposure of the Bank per country, industry sectors, etc
• ­ to review and manage any other relevant credit issue

Treasury and Asset-Liability Committee

The Treasury and Asset-Liability Committee meets monthly to review:

• ­ the liquidity of the Bank and its short and medium term funding strategy
• ­ the exposure of the Bank to various risks against limits
• ­ any other relevant market / liquidity issues